Disclaimer

01General disclaimer

This Disclaimer governs your use of all websites, applications, APIs, content, data, and related services provided by EvlarSoft LLC (“EvlarSoft,” “we,” “us”) — the Verve family (APIVerve, VerveKit, VerveSheets, VerveContext), DigestYourFinances, and our applications (the “Products”). It is incorporated into and forms part of our Terms of Service. By using the Products, you acknowledge and accept this Disclaimer.

All information, data, outputs, results, and materials made available through the Products (collectively, “Information”) are provided for general informational and utility purposes only. The Information is provided “as is” and “as available” without any representation or warranty of any kind, and your use of it is entirely at your own risk.

02Not professional advice

Nothing made available through the Products constitutes, and nothing in the Products should be construed as, professional advice of any kind. Without limitation, the Information is not:

• financial, investment, securities, trading, or portfolio advice;
• tax, accounting, or bookkeeping advice;
• legal advice or a substitute for a licensed attorney;
• medical, health, mental-health, or clinical advice;
• insurance, real-estate, or other regulated professional advice.

You should not act, or refrain from acting, on the basis of any Information without seeking independent professional advice from a qualified, licensed professional who is familiar with your specific situation. Your reliance on any Information is solely at your own risk.

03No financial or investment advice

Certain Products — including DigestYourFinances and any Product that returns financial, market, currency, cryptocurrency, economic, tax-bracket, rate, or other numerical or monetary data — are tools for information and organization only. They do not provide financial, investment, or trading advice, and they do not recommend, endorse, or solicit the purchase or sale of any security, asset, currency, or financial product.

EvlarSoft is not a bank, broker-dealer, investment adviser, financial planner, tax adviser, or fiduciary, and no such relationship is created by your use of the Products. Any financial or economic data may be delayed, incomplete, estimated, or inaccurate and must not be relied upon for trading or transactional decisions. All financial decisions you make are your own, and you are solely responsible for them and their consequences. Past performance is not indicative of future results, and no outcome is guaranteed. Consult a licensed financial professional before making any financial decision.

04Accuracy, completeness, and data sources

We make reasonable efforts to provide useful Products, but we do not warrant or guarantee that the Information is accurate, complete, current, reliable, error-free, or suitable for any particular purpose. Data made available through the Products — particularly through our APIs — may be derived from third-party sources, public datasets, automated processes, and machine-generated outputs, any of which may contain errors, omissions, delays, or inaccuracies. We do not independently verify all such data.

You are solely responsible for evaluating and independently verifying the Information before relying on it, and for determining whether it is appropriate for your intended use. We may change, correct, update, or remove Information at any time without notice.

05Automated and AI-generated outputs

Some Products generate outputs using automated systems, algorithms, or artificial-intelligence and machine-learning models. Such outputs may be inaccurate, incomplete, out of date, or inappropriate for your circumstances, and may reflect the limitations and biases of their underlying data. Outputs are not a statement of fact or professional opinion and must not be treated as such. You are responsible for reviewing, validating, and exercising independent judgment over any output before using or relying on it.

06External links and third-party content

The Products may contain links to, or content from, third-party websites, services, and data sources that are not owned or controlled by EvlarSoft. We provide these for convenience only. We do not endorse, and are not responsible for, the accuracy, legality, or content of any third-party resource, and access to them is at your own risk. Any dealings you have with third parties are solely between you and that third party. See also our Affiliate Disclosure.

07No guarantee of results

Any examples, statistics, testimonials, or descriptions of potential outcomes are illustrative only and are not a promise or guarantee that you will achieve the same or any particular results. Results depend on many factors beyond our control, including your own circumstances, decisions, and efforts. We make no guarantee regarding availability, uptime, savings, earnings, performance, or any specific outcome from using the Products.

08Disclaimer of warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, EVLARSOFT DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, WITH RESPECT TO THE PRODUCTS AND ALL INFORMATION, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PRODUCTS WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT ANY INFORMATION WILL BE ACCURATE OR RELIABLE. THIS DISCLAIMER SUPPLEMENTS, AND DOES NOT LIMIT, THE DISCLAIMERS IN OUR TERMS OF SERVICE.

09Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, EVLARSOFT AND ITS OWNERS, OFFICERS, EMPLOYEES, AGENTS, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE OF ANY KIND ARISING FROM YOUR USE OF, OR RELIANCE ON, THE PRODUCTS OR ANY INFORMATION, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR OPPORTUNITY. THE LIMITATIONS AND EXCLUSIONS OF LIABILITY SET OUT IN OUR TERMS OF SERVICE APPLY EQUALLY TO THIS DISCLAIMER AND ARE INCORPORATED BY REFERENCE.

10Changes and contact

We may update this Disclaimer at any time; the effective date above reflects the current version, and your continued use of the Products means you accept it. If you do not agree with any part of this Disclaimer, your sole and exclusive remedy is to stop using the Products. Questions can be sent through the contact page.